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payday loan store aurora illinois The big change in the new cholesterol guidelines is a shift from a focus on cholesterol levels to an assessment of the patient???s risk profile. Four groups of patients have been identified that are at enhanced risk of heart problems and who should profit from treatment with a cholesterol-lowering drug called statin: those with established atherosclerotic heart disease, such as someone who suffered a heart attack or stroke; those with very high cholesterol (bad cholesterol at or above 190); diabetics ages 40 to 75; and otherwise healthy individuals with a 10-year risk of heart disease or stroke that is 7.5 percent or above, meaning that over a 10-year period, 7.5 out of 100 people on average will suffer a heart attack or stroke.